:root {
  --green: #2AC768;
  --green-dark: #21a455;
  --ink: #0f2030;
  --muted: #5a6b7b;
  --bg-soft: #f4f7f6;
  --border: #e3e9e7;
  --radius: 14px;
  --maxw: 1140px;
  font-family: "Inter", system-ui, -apple-system, sans-serif;
}

* { box-sizing: border-box; }

body {
  margin: 0;
  color: var(--ink);
  background: #fff;
  line-height: 1.55;
}

a { color: inherit; text-decoration: none; }

.container {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 20px;
}
.container--narrow { max-width: 760px; }

/* Buttons */
.btn {
  display: inline-block;
  border-radius: 999px;
  padding: 12px 24px;
  font-weight: 600;
  cursor: pointer;
  border: 2px solid transparent;
  transition: transform .08s ease, background .15s ease;
}
.btn:active { transform: translateY(1px); }
.btn--primary { background: var(--green); color: #fff; }
.btn--primary:hover { background: var(--green-dark); }
.btn--ghost { border-color: var(--green); color: var(--green); padding: 8px 18px; }
.btn--ghost:hover { background: var(--green); color: #fff; }
.btn--lg { padding: 16px 36px; font-size: 1.05rem; }
.btn--vipps { background: #ff5b24; color: #fff; }

/* Topbar */
.topbar {
  background: var(--ink);
  color: #dfe7ee;
  font-size: .88rem;
}
.topbar__inner { padding: 8px 20px; text-align: center; }
.topbar a { color: var(--green); font-weight: 600; }

/* Header */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #fff;
  border-bottom: 1px solid var(--border);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  font-size: 1.7rem;
  font-weight: 800;
  color: var(--green);
  letter-spacing: -.5px;
}
.nav { display: flex; align-items: center; gap: 28px; }
.nav a { font-weight: 500; color: var(--ink); }
.nav a:hover { color: var(--green); }
.hamburger {
  display: none;
  background: none;
  border: 0;
  font-size: 1.6rem;
  cursor: pointer;
}

/* Hero */
.hero {
  background: linear-gradient(160deg, #eafaf0 0%, #fff 70%);
  padding: 64px 0;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1.2fr .8fr;
  align-items: center;
  gap: 40px;
}
.hero h1 {
  font-size: clamp(2rem, 4.5vw, 3.2rem);
  line-height: 1.1;
  margin: 0 0 24px;
  letter-spacing: -1px;
}
.hero__usps { list-style: none; padding: 0; margin: 0 0 32px; display: grid; gap: 10px; }
.hero__usps li { font-size: 1.1rem; font-weight: 500; }
.hero__art { font-size: 11rem; text-align: center; line-height: 1; }

/* Sections */
.section { padding: 64px 0; }
.section__title {
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  text-align: center;
  margin: 0 0 40px;
  letter-spacing: -.5px;
}

/* Product cards */
.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.card {
  position: relative;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 26px;
  transition: box-shadow .15s ease, transform .15s ease;
  background: #fff;
}
.card:hover { box-shadow: 0 12px 30px rgba(15,32,48,.1); transform: translateY(-3px); }
.card h3 { margin: 0 0 6px; font-size: 1.25rem; }
.card p { margin: 0; color: var(--muted); }
.card__arrow {
  position: absolute;
  right: 22px;
  bottom: 22px;
  color: var(--green);
  font-size: 1.4rem;
  font-weight: 700;
}

/* Campaign */
.campaign { background: var(--bg-soft); border-radius: 0; }
.campaign__inner {
  display: grid;
  grid-template-columns: 200px 1fr;
  align-items: center;
  gap: 32px;
}
.campaign__art { font-size: 7rem; text-align: center; }
.campaign h2 { margin: 0 0 12px; }
.campaign p { color: var(--muted); margin: 0 0 20px; max-width: 540px; }

/* Steps */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.step { text-align: center; }
.step__num {
  width: 54px; height: 54px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background: var(--green);
  color: #fff;
  font-weight: 700;
  font-size: 1.4rem;
  display: grid;
  place-items: center;
}
.step h3 { margin: 0 0 8px; }
.step p { color: var(--muted); margin: 0; }

/* Banks */
.banks { background: var(--bg-soft); }
.bank-logos {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 14px;
}
.bank-logos span {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 12px 20px;
  font-weight: 600;
  color: var(--muted);
}

/* SmartØkonomi */
.smart-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.smart-tile {
  border: 2px solid var(--green);
  border-radius: var(--radius);
  padding: 24px 18px;
  text-align: center;
  font-weight: 600;
  color: var(--ink);
  transition: background .15s ease, color .15s ease;
}
.smart-tile:hover { background: var(--green); color: #fff; }
.smart__login { text-align: center; margin-top: 32px; }
.smart__login small { display: block; color: var(--muted); margin-top: 12px; }

/* Support */
.support { background: var(--ink); color: #fff; }
.support__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: center;
}
.support h2 { margin: 0 0 12px; }
.support p { color: #b9c6d2; margin: 0; }
.support__contact { list-style: none; padding: 0; margin: 0; display: grid; gap: 14px; font-size: 1.1rem; }
.support__contact a { color: var(--green); font-weight: 600; }

/* Rate disclosure */
.rate-disclosure { padding: 28px 0; background: var(--bg-soft); }
.rate-disclosure small { color: var(--muted); font-size: .82rem; }

/* FAQ */
.faq { display: grid; gap: 12px; }
.faq__item {
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 4px 22px;
  background: #fff;
}
.faq__item summary {
  cursor: pointer;
  font-weight: 600;
  padding: 16px 0;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after { content: "+"; color: var(--green); font-size: 1.5rem; font-weight: 700; }
.faq__item[open] summary::after { content: "−"; }
.faq__item p { margin: 0 0 18px; color: var(--muted); }

/* Footer */
.footer { background: #0b1722; color: #c4d0db; padding: 56px 0 24px; }
.footer__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 32px;
}
.footer h4 { color: #fff; margin: 0 0 16px; font-size: 1rem; }
.footer__grid a { display: block; padding: 5px 0; color: #c4d0db; }
.footer__grid a:hover { color: var(--green); }
.footer__addr { font-size: .85rem; color: #8597a6; margin-top: 12px; }
.footer__bottom {
  border-top: 1px solid #1d2b38;
  margin-top: 40px;
  padding-top: 20px;
  font-size: .85rem;
  color: #8597a6;
}

/* Responsive */
@media (max-width: 900px) {
  .cards, .steps, .smart-grid, .footer__grid { grid-template-columns: repeat(2, 1fr); }
  .support__inner, .campaign__inner { grid-template-columns: 1fr; }
  .campaign__art { display: none; }
}
@media (max-width: 640px) {
  .nav { display: none; }
  .hamburger { display: block; }
  .nav.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 72px; left: 0; right: 0;
    background: #fff;
    padding: 20px;
    border-bottom: 1px solid var(--border);
    gap: 16px;
  }
  .hero__inner { grid-template-columns: 1fr; }
  .hero__art { font-size: 7rem; }
  .cards, .smart-grid { grid-template-columns: 1fr; }
}